Helping you better understand your business
Every Month I’ll send you…
A Cover Page with your logo
Five management charts and reports
Three extra Bonus Reports
A ‘Explainer’ page to help you out
I'll put your logo on the reports - it makes them yours!
This helps too if you send the reports to your bank manager or accountant, they’ll know exactly whose numbers these are.
Each month, your cashflow forecast chart will give you a prediction of your bank balance month by month into the future.
The line is the important element – that is the prediction of the bank balance. It will give you warning of potential problems.
Actual vs Budget Report
Sometimes called the Measuring Report. It looks at your performance for the current month and shows how you’ve measured up to your budget.
It then does the same for the year to date as that will smooth out anything that’s just a timing difference.
Showing you next month’s budget and the full year budget, it is the perfect report to keep your finger on the pulse.
Profit & Loss Forecast Report
The Profit and Loss Forecast report is the one for monitoring trends.
It will show you actual results for completed months of the year and the budget for the remainder.
The cherry on the cake here is the additional projection of where you’re likely to be at the end of the financial year.
Where Did Our Money Go?
It’s frustrating, isn’t it?
You’ve been watching the sales roll in, you’ve been keeping a close eye on expenses and your month end report shows a healthy profit. But there’s nothing in the bank!
How does that happen?
This report helps you to understand what will cause the timing differences (and almost always they are timing differences – making a profit will increase your bank balance eventually!)
Net Worth Chart
The line on the chart represents your Net Equity - the difference between your Total Assets and Total Liabilities. It represents your stake in the business.
The chart starts at the beginning of your financial year, showing the actual result for each month and the budget for future months. You want to see this line trending upwards!
Income to Budget Chart
Comparing your actual income to budget gives you a good idea of how you are trading.
It answers things like "Are you selling more than previously?".
Where the green bars are higher than the yellow ones, you're having a good month.
KPI Comparison Chart
Once in a while, I like to drop these ratios into your bonus pack.
Debt Ratio, Debt to Equity Ratio and Working Capital Ratio are great indicators used as an early-warning signal of upcoming cashflow problems.
Monitor them and watch the trends. If they're heading the wrong way, get advice – before it’s too late!
Cumulative Net Profit to Budget
This chart gives you the reason to get up in the morning.
It displays your net profit for the year-to-date compared to your budget.
When the bar is higher than the black line, you're doing well.
I work in the cloud
Links to online accounting software like QuickBooks Online, Xero, MYOB Essentials, and MYOB AccountRight.
I'm automatic (and smart)
No need to set a budget. We’ll create one from your actuals based on the previous financial year.
It Takes Just Minutes
You can rest assured that you’re getting professional-quality reports for a fraction of the cost. Calxa is a financial reporting tool used by accountants and both small and medium businesses around the world.
What you need to get started
What I can't do for you
Can't change your budget
To make this process as easy on you as possible, I create an auto-budget based on your last financial year’s figures. If you want to have input into your budget, then you should look at Calxa.
Can't change the reports
You can re-run the reports at any time after you tweaked your accounts data. What you can’t do is change the reports or their sequence – I make that decision for you.
It's the price of automation
All this may sound like I’m inflexible. But I have formulated this for you based on my experience with small businesses. The way I see it: it’s better to do something than not do it at all.
I work closely with Accountants & Bookkeepers
You connect to your client files
I’m reliable on the same day each month
I do all the work and make you look good
I don’t have a client portal but I’m working on it
I do the analysis and come up with the insights
You can send a copy to yourself as well
But you can stop me any time, no hard feelings
It’s quite easy to add more clients
I love my customers as much as they love me
What a great product for small businesses. Both educational and insightful.Rhys Roberts
Several of my clients are hooked up to The Invisible Accountant. They love getting their monthly reports.Jo Threlfo